The maximum cover, or what a person can claim under this policy, is a lumpsum benefit of 3 times of the monthly gross salary (fixed sum insured = 3 times the gross monthly salary) payable as mentioned in the Policy Schedule, subject to a declaration by the insured that he/she was unemployed for not less than a period of thirty (30) continuous days.
The maximum benefit that can be claimed under this policy is capped at Rs. 1,50,000. This means that a user can insure upto Rs. 50,000 of his/her monthly salary.